Meet our team
Paul founded PNM Financial Management in 1986 after many years’ experience in investment banking and financial services. Paul advises a wide range of personal and corporate clients on the full spectrum of life and insurance products. Capital Investments, Pensions and Tax Planning are areas of particular expertise that Paul provides.
Paul holds the IFS School of Finance Diploma for Financial Advisers (DipFA) and a current Statement of Professional Standing (SPS) as required by the Financial Conduct Authority.
Sharon Watson
Practice Manager
Sharon joined PNM Financial Management in 1996 and has extensive experience in all areas of individual and group financial services together with Paul; Sharon concentrates on compliance and the day to day management of PNM Financial Management.
Sharon holds the Chartered Insurance Institute Diploma in Regulated Financial Planning (Dip PFS), the Chartered Insurance Institute Certificate in Paraplanning and the Chartered Insurance Institute Certificate in Discretionary Investment Management.
Sharon is currently studying to achieve Chartered status within the next 12 months.
Ben Morris
Chartered Financial Planner
Ben joined PNM Financial Management in 2015 after completing several years’ of study at the Financial Adviser School based in Huddersfield.
Ben holds the Chartered Insurance Institute Advanced Diploma in Regulated Financial Planning (APFS) He also holds Equity Release and Long Term Care qualifications and is a member of the Society of Mortgage Professionals.
Ben has also recently become a fellow of the Personal Finance Society.
Jessica Higham
Administrator
Jessica joined PNM in September 2017 after graduating from the University of Manchester with a First Class degree in English Language, Jessica went on to gain a Masters in Journalism at the University of Central Lancashire.
Jessica works closely with Sharon to ensure the provision of a professional and pro-active service to clients and is currently studying to achieve the Chartered Insurance Institute Diploma in Regulated Financial Planning (Dip PFS).
Emma Taylor
Administrator
Emma has many years’ experience as an administrator after previously working for another Independent Financial Adviser.
Emma works closely with Sharon to ensure the provision of a professional and pro-active service to clients. She has recently achieved her certificate in Regulated Financial Services Operations and is now studying to achieve the Chartered Insurance Institute Diploma in Regulated Financial Planning (Dip PFS).